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Aksesibilitas Petani Padi Terhadap Lembaga Keuangan di Desa Pelanjungan Sari Kecamatan Banjang Kabupaten Hulu Sungai Utara

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This study aims to determine: (1) the sources of capital for rice farmers in Pelanjungan Sari Village, Banjang District, North Hulu Sungai Regency, and (2) the accessibility of rice farmers to financial institutions in Pelanjungan Sari Village, Banjang District, North Hulu Sungai Regency. The data used in this study are primary and secondary data. The data were analyzed using qualitative descriptive analysis and Likert Scale analysis. The results show that the sources of capital for rice farmers in Pelanjungan Sari Village, Banjang District, North Hulu Sungai Regency come from formal institutions with a percentage value of 52.52%, informal institutions with a percentage value of 39.39%, and self-capital with a percentage value of 9.09%. Formal institutions include PNM Mekaar, and informal institutions include relatives. The results of the Likert scale analysis show that access to information has a percentage value of 90.25%, which is classified as very good, the mechanism for obtaining loans with a percentage value of 75.75% is classified as good, the loan volume with a percentage value of 70.60% is classified as good, the method and timing of repayment with a percentage value of 73.73% is classified as good, and the interest on repayment with a percentage value of 73.93% is classified as good.

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96

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AMUNTAI : STIPER AMUNTAI., 2024

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13 hlm

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Indonesia

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text

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other

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